Fixing Bad Credit

☁ fmyLife ☂ asked:


I’m only 19 years old, a college student and I have a bad credit score.

I have a Student Credit Card with my credit union, but I always make at least the minimum payment on it every month.

I recently gave birth, and I feel like my bad credit is coming from the hospital bills, and it being reported to the credit company. The thing is, I’ve always had insurance, but for some reason the bills keep coming to me.

How and can I file a despute, and how can I rebuild my credit?

Carol

lilo asked:


I have a relatively bad credit, credit cards in college, delinquent payments, etc, but I am on track to getting everything squared away. My total amount in debt is less than $5000 but I recently checked my credit score and it wasn’t that great. I hope to enlist into the Army next summer and was wondering if my bad credit score disqualify me from enlisting. Any information would help. Thank you.

Dawn

agarrison0104 asked:


Whats a good way of repairing the credit and improve his credit score?

Alice

Samantha asked:


I live in WI and am having to move suddenly. I made some bad choices and ended up with a bankruptcy and bad credit on my file. I am getting divorced - he is the reason for the debt - never kept a job and we went under. I worked all my life and now my file looks bad. How can you overcome this in trying to find a new apartment?

Barry

Redwriter asked:


It’s become a common practice for employers to run credit checks on prospective employees in many states and NM is no exception. So what do you do when you know your credit is bad, you can’t fix it because you have no money, you’re looking for a job to get money to remedy your financial situation, but no one will give you a job because of your bad credit score!!!!

Charlie

Courtney S asked:


I am looking to move into a great, CHEAP 2 bedroom apartment with my daughter, and sister. My sister has decent credit, not great, not bad. I have terrible credit. Just awful. They run a credit check on all adults applying to live there. There are other apartments out there, thru owner that I could occupy. However, this one is a great deal. Is there any way around this dilemma?

Reginald

Taye asked:


Im 20 and I applied for a kohls credit card and they denied me for bad credit but i have never ever owned a credit card or anything. I have loans for college but thats it. So how can i have bad credit without ever having credit. How am i supposed to get a credit card ever if i have bad credit?

Allen

asked:


I have poor credit and am wanting to get a car from a private seller. I don’t know what companies would approve me. If anyone has been in my situation and got approved for a car loan with bad credit, please let me know!

Bobby

boynton561 asked:


My friends ex used his daughters social security number on a cable and telephone bill totaling up to about $1,500. Will she have bad credit when she grows up?

Catherine

asked:


I have a debt of 897.00 on my credit score that has been paid already, I need to build my credit to buy a car my credit score is 550 and I’m not planning on getting a credit card to build my credit. How can I build my credit?

Shawn